Now Amazon Has Layaway?

 As if I needed another way to spend money I don't have... Amazon has a layaway program. No thank you, ma'am. As if it is, I have to restrict myself from even looking at the Amazon site for 3 days of the week just so I don't go broke(r).

Reading the morning news, I saw a CNET article about Amazon's new webpage. The Bezo money vacuum site wants to make sure that we shoppers don't miss any chance at all to send our money that way.

I need to follow @poutnpowder!

I've never been much of a layaway kind of shopper. I mean, I have used layaway programs once or twice (maybe three times) but using layaway was a big motivation for me to keep my credit in good standing. The times I used a layaway program were during my bad credit days. (And, yes, I know that not everyone is able to build good credit.) 

To be honest, the Amazon layaway program isn't for the faint of heart. There are a couple of pros but you do have to pay the amount off within 8 weeks' time. That's not better for me than how I use my credit cards. I don't buy anything that I cannot pay off in full when the bill comes due. That's why I really don't care too, too much about APRs. It's a great way to build your credit rating and keep your spending in check.

It is probably a good thing though that Amazon is trying to keep shoppers informed about its attempt to take over the world all the "perks" of a membership. I have posted here before about some things that people weren't taking advantage of.

At any rate, do check out the CNET article and do explore all the membership benefits. If you are paying, you should at least get maximum usage.

Peace

--Free